Getabond Home Loans – The process of applying for a bond and getting approved can be tedious and time consuming, to make this task easier and quicker for you, you can engage the services offered by Getabond. They are specialists in the home and home equity loans market and they will make the bond application process quicker and simpler for you.
GetaBond Home Loans have been in the market since 2007 and are based in Pretoria, however their services are available to South Africans from anywhere in the country. So, if you are a first-time home buyer and you need a new bond or if you are looking for a second bond.
Why get Getabond Home Loans?
Home loans are helpful in assisting those who may not have the required cash for purchasing a home, and like most of us its very difficult to save money until you reach the property value of the house you want. This is where companies such as Getabond, SA Home Loans, Ooba, Betterlife and banking institutions such as ABSA, FNB, Nedbank and Standard Bank come into play in providing various home loan products and services.
Getabond mainly focuses on sourcing the right bond offers that meet their unique needs and budget, so all you do is to submit your home loan application with them and they will secure a loan offer for you. These loans are sourced from various reputable and registered lenders which include the major banks in South Africa and all their terms and policies are regulated by the National Credit Act.
The loan amount you can qualify for will be subject to your affordability as well as your credit profile and the Getabond consultants will do their best to ensure you get a good offer. Once you submit your application they will get back to you within 24 hours and a final decision from the lender is usually with 7 to 14 working days.
The Getabond Home Loans consultant will keep you informed all through the application process and advise you accordingly up until you get the loan offer you want.
What is needed when applying for Getabond Home Loans?
If you are a South African citizen with a valid ID and permanently employed or on pension you can apply for these loans. You will be required to complete an application form and submit together with the necessary supporting documents namely a Copy of ID document (Both Applicants), copy of Marriage Certificate, recent 3 months’ pay slips/proof of pension (Both Applicants) or latest 6 months payslips for those receiving overtime or commission and latest 3 months bank statements (Both Applicants) or latest 6 months statements for those receiving overtime or commission.
The bank statements should be bank stamped and also provide latest 1 year bond statements or Title Deeds of your property. If you are blacklisted or have bad credit can also subject to terms and conditions, however, those who are under debt review or you have been declared insolvent do not qualify.
Getabond Home Loans Contact Details
To know more about GetaBond Home Loans you can call on telephone number 012 753 6776 or 012 753 6778 or send an email to firstname.lastname@example.org and they will assist you. You can get more details from their website www.getabond.co.za.