SA Cash Loans – To take care of your financial needs you can apply for a loan for any amount between R500 up to R150 000 through SA Cash Loans.
As a loan broker, SA Cash Loans will ensure you get the right loan offer that best meets your needs and profile. They work together with several registered credit providers in South Africa that offer affordable, reliable and convenient loan solutions.
So, if you want to pay for your child’s school trip, medical expenses, buy new furniture for your home or you want to take your family on a holiday, you can apply for SA Cash Loans and meet your financial needs.
Why Choose SA Cash Loans?
The services offered by SA Cash Loans are ideal because you save yourself the hassle of searching, comparing and choosing the right credit provider that’s right for you.
All you need to do is submit your application with them and they will do the rest of the work for you to link you up with the right loan offer. Depending on your affordability you can access cash to a maximum of R150 000 with repayment periods of up to 60 months.
These loans are unsecured, so you do not need to provide collateral to get the loan. Application for SA Cash Loans is done online, which means you can apply from anywhere at any time convenient to you. They use technological systems that are secure and make the application process quick and easy for you.
Once you have a loan offer and you have accepted the terms, the loan provider will deposit the money directly into your bank account. Repayments on the loan will be done via debit order. SA Cash Loans services are free of charge when you apply with them.
Those individuals with bad credit or have been blacklisted can also apply as there are credit providers that are open to giving loans to people with such profiles.
Interest rates charged may differ depending on your credit profile, blacklisted people usually get higher interest rates as compared to someone with a good credit record.
However, if you are under Debt Review, Debt Administration, Debt Counseling or have been declared Insolvent, you do not qualify for these loans.
SA Cash Loans Application Requirements
To apply for SA Cash Loans you must have a South African ID and be between the ages of 18 to 65 years. You must be permanently employed for more than 3 months with your current employer and earning at least R3 000 net per month.
Those that are self-employed are also welcome to apply. You also need to have a bank account where your income is deposited. You will be required to provide a copy of your SA ID, proof of income, latest 3 months bank statement and proof of residence.
Your credit profile and affordability will also be taken into account when applying for these loans.